Make a “Money Regrets” Budget to Get Over Mistakes

Make a money regrets budgetIn an act of desperation last weekend, I spent $20 on parking.

On my way to a work-related thing, I was in a rush, stressed by traffic, and not thinking clearly. I said, “eh, what the hell,” and pulled into a parking garage that I knew was going to be ridiculously expensive. To add insult to injury, there was parking across the street for half the price.

It hurt a little.

But I added the $10 difference into my “money regrets” budget. I got the idea for this when I came across an interesting suggestion from author Ramit Sethi:   Continue reading

Share on Google+Email this to someoneTweet about this on TwitterShare on RedditPin on Pinterest
Category: Budget | Tags:

Start Investing With Your Spare Change

Start investing with your spare changeSo you like the idea of investing, but you have no idea where to start, and you don’t have much money to begin with. It’s tempting to say, screw it, and let your money sit in a low-interest savings account, where it does nothing for you.

But I recently discovered an app called “Acorns,” and I love the idea of it. It lets you take advantage of market returns when you don’t have much to invest with. In fact, all you need to start investing is your spare change.

How It Works

Remember Bank of America’s “Keep the Change” program? Acorns is a lot like that, only for investing. Download their app, link your bank accounts and cards, and every time you spend money, Acorns will give you the option of investing the change to the nearest dollar.

Continue reading

Share on Google+Email this to someoneTweet about this on TwitterShare on RedditPin on Pinterest
Category: Budget | Tags: ,

Prepare Your Budget for the Holidays [Video]

How to prepare your holiday budgetIt’s hot. It’s sticky. There are no silver bells. Tree tops are not glistening. It’s not lovely weather for a sleigh ride together with anyone, anywhere. At least where I’m at, it’s way too soon to get in the holiday spirit.

Still, there’s a big reason to start thinking about that time of year right now:

Holiday overspending.

Yep, it’s time to think about your holiday budget. Most of us don’t start planning until the end of the year, when lines are long, prices are marked up and impulsive spending runs amok. In fact, many people go into debt because they don’t have a proper holiday budget. When I interviewed a consumer expert on this topic last November, this is what he told me:   Continue reading

Share on Google+Email this to someoneTweet about this on TwitterShare on RedditPin on Pinterest
Category: Budget, Holidays | Tags: ,

Frugal Habits that Save Money and the Environment

Go green with these frugal habits!Frugality and environmentalism have a lot in common.

After all, they both focus on avoiding waste. They’re both about getting the most out of something. Many times, when you’re frugal, you’re also being environmentally-friendly. And the other way around.

I thought I’d round up a bunch of frugal habits that also happen to help save the environment.

Use Better Expiration Dates

We waste a lot of money each year tossing out perfectly edible food. Why? Because expiration dates suck. Avoid food waste by using better expiration dates (EatByDate.com can help with that).

Continue reading

Share on Google+Email this to someoneTweet about this on TwitterShare on RedditPin on Pinterest
Category: Budget, Utility bill | Tags: ,

Save Money on Movie Tickets With Dealflicks

Get discounted movie tickets with DealflicksWhat if I told you Guardians of the Galaxy didn’t have to be so expensive? What if there was a way to watch it, and other newly released movies, for cheap?

I recently discovered Dealflicks, a startup that calls itself the “Priceline of movie tickets.”

They partner with theaters across the country to offer discounts of up to 60%. And it’s really simple to find these discounted movie tickets. Head to their website, enter in your zip code, and a list of theaters will pop up.

Continue reading

Share on Google+Email this to someoneTweet about this on TwitterShare on RedditPin on Pinterest