The following article has been written by Barbara Delinsky.
Graduating college and entering the hard-hitting mainstream workforce can feel like total mayhem. After all, you will now have to pay for a new set of expenses. Your most beloved buddies are no longer a dorm room away; they have moved on to different parts of the country and maybe other locations across the globe. And you must now actively meet a new set of obligations: paying for the house’s rent, looking for a stable job and saving for your retirement.
It’s certainly overwhelming, but achievable nonetheless. There are some typical budgeting mistakes young professionals make. If you can stay away from them, then you can surely get past the initial setbacks and take charge of your finances efficiently. Continue reading
Tuesday is Earth Day, and in celebration of that, I thought I’d put together a quick list of Earth Day freebies.
I’m all about free stuff, but only if it’s free stuff you’ll actually use. Free stuff that just sits there and collects dust and then eventually gets thrown out isn’t really frugal, is it? I learned this when I ordered a free beer koozie, never used it, and then threw it out a few months later. What a waste! And waste goes against the aim of frugality. And Earth Day.
If you’re into freebies, here’s some loot you can nab on Earth Day. Just make sure you’ll actually use the free stuff you score. Continue reading
You guys, a 14-year-old figured how to save the federal government $136 million per year. My biggest accomplishment at 14? I learned to ride my bike with no hands.
It started when Suvir Mirchandani was a sixth-grader at a Pittsburgh-area middle school. After realizing his class was using a ton of printed material, he looked for ways to save on printer ink. After some experimentation, Suvir found that his school district could save as much as $21,000 a year–just by switching to Garamond. Continue reading
Whether it’s car insurance or health insurance, the irony of insurance is a little painful. I pay nearly a hundred bucks a month for something that I hope I’ll never use.
Of course, I try to lower this expense as much as possible–while making sure I’m adequately covered, in case sh!t happens. But here’s a sneaky little thing I just learned about.
Ever heard of insurance price optimizing? I hadn’t either, until I read this article from Credit.com. It’s a sneaky insider trick, and, well, here’s how they put it:
“Price optimization is a data mining tool used by insurers to charge higher premiums to those consumers least likely to shop for a new policy in the face of a rate increase.” Continue reading
My cravings usually don’t contain anything green. Unless maybe it’s pistachio ice cream, in which case, bring it on. I hate to admit it, but for the most part, my food fantasies are unhealthy and processed and, well, disgusting.
Except for spring rolls. I could probably stuff my face with these every day. Years ago, a friend’s mom shared a cheap recipe for fresh spring rolls. They’re a little time consuming to make, but they’re totally worth it. Continue reading