My Experience With a Student Debt Refinance

This is a guest post from David Chen. David is a blogger at MillennialPersonalFinance.com. David loves a good side hustle, sushi, and CNBC. David hates student debt and frozen foods. David is working to build up his blog following in 2017. When I realized I was paying...

How to Lower Your Energy Bill and Save Money on Electricity

Even if you own your house or apartment, living there isn’t free. From property taxes to power, continuing expenses can be, well, expensive. But even though everyone uses electricity and water, we often don’t realize that we’re literally pouring money down the drain...

Should You Ever Refinance Your Student Loans?

If you have high-interest rate student loans, dealing with your debt can feel like a nightmare. The average college graduate with debt has over $30,000 in student loans, often with high interest rates. Refinancing is one way to save money by cutting down your loans...

All the Ways Bad Credit Makes Life More Expensive

It sounds like an oxymoron, but being poor is actually really expensive. The same principle is true with bad credit. Not only does it make borrowing money more expensive, it can also affect your life in surprising ways. From your cellphone bill to your car insurance,...

Your Student Loan Options When You Can’t Pay Them Back

Student loans are a massive burden on the American economy. In the United States alone, there is over $1.2 trillion of outstanding student loan debt. In fact, the average college graduate with debt has over $30,000 in student loans. This can be a crushing burden, and...

How Exchange-Traded Funds (ETFs) Work

Although we take it for granted, what stock markets do is actually pretty cool. Say you wake up one day and decide you want to own some of Apple—one of the largest companies on earth. Since Apple is a public company, anyone can buy a part of it. You don’t need to have...

Other Online Shopping Sites Like Amazon

When most people think of online shopping, they think of Amazon. From its humble roots as an online bookstore, Amazon has become the everything store, offering a plethora of items from 45 cent binder clips to $40,000 watches. There are other sites like Amazon,...

A Beginner’s Guide to Index Fund Investing

The best way to invest? Do nothing.  Have you ever dreamed of making money in the stock market? What if I told you there was an easy way to outperform most actively managed investments? Well, here’s the secret: Do nothing. More specifically, put your money in an index...

How to Build an Emergency Fund on a Tight Budget

If you had a $500 emergency, would you be able to cover the bill? If you answered no, you’re not alone. In fact, the average American couldn’t afford a sudden $500 bill. What is the solution? An emergency fund. But here’s the catch: If you’re rich, you probably don’t...

Make Money and Travel With a Working Holiday

We all love travel, but even a brief vacation can be really expensive. But what if there were a way to travel and make money at the same time? Not many people know about it, but there actually is. They’re called working holidays, and they allow you to work in a...